| ©
Copyright 2005 - 2010. Atlanta Grand Estates is owned by Brent Realty Associates. All Rights Reserved. |
Brent
Realty Associates |
|||||
| New Century Realty Group | ||||||
Myfico.com
- check your credit scores and view your credit report!
Bankrate.com - check and compare
interest rates in your area!
Weather.com - Atlanta's current weather conditions!
Traffic.com - check Atlanta's traffic before you leave for
work!
Clarkhoward.com
- save money, spend less and avoid getting ripped off!
As your Agents, we will:
• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to preview, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your
questions about the local market area, including schools, neighborhoods, the
local economy, and more.
Before you start looking for your Home:
• Check your credit rating.
• Straighten out any errors on your credit report.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR© that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important
features you need your new home to have.
Closing Costs to expect:
• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites. Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest
fees include homeowner's insurance, loan interest, real estate taxes, and
occasionally private mortgage insurance.
>
Mortgage
Lenders
>
First
Time Home Buyers
For Buyers
Do I get
a better deal if I don't use a Buyer's Agent?
Absolutely
not! Most Buyers think they can negotiate a better deal if they don't use
a Buyers Agent, but what they don't realize is the the Commission is already
negotiated between the Listing Agent and the Seller.
Basically the Listing Agent negotiates a Commission with the Seller and then shares it with a Buyers Agent when the home Sells. So if you don't use a Buyers Agent the Listing Agent claims the entire negotiated commission, and furthermore that Listing Agent has absolutely NO loyalty to you, the Buyer!
1.) WHAT IS A BUYER'S
AGENT?
A Buyer's Agent
(or Representative) works only for you and has NO legal or other responsibility
to the Seller. On the other hand, a general real estate agent has LEGAL obligations
to the SELLER even though they can help the Buyer with the transactions such
as presenting the offer or doing the paperwork on any property you choose.
THEY STILL REPRESENT THE SELLER AND BY LAW MUST GET THE SELLER THE BEST PRICE
FOR THEIR HOME.
As Your Buyer's Agents, we will provide you with maximum information about buying a home, including but not limited to, disclosing specifics about location, property values, offering price, negotiations, counteroffers, contingencies, financing and the entire closing process.
2.)
IS THERE A FEE TO USE A BUYER'S AGENT?
Please remember that services to the Buyer are always FREE. The Buyer's
Agent is compensated through the listing (or Selling) agent's commission.
3.)
DO HOMEOWNER'S NEED THE HELP OF A BUYER'S AGENT?
Absolutely! When
buyers work with a Buyer's Agent who is 100% loyal and completely committed
to them, the entire home buying process will go smoothly with more buyer satisfaction.
Problems can arise, and you will have a Buyer's Representative that
is legally responsible to YOU, and committed to helping protect your best
interests in the purchase. As Buyer's Agents, we are fully qualified,
experienced and highly skilled in the back and forth negotiations and financing
queries that precede the closing of most real estate transactions. In addition,
we will be forthcoming with any negative aspects about properties that you're
investigating for purchase. Armed with such vital and detailed information,
you'll be thoroughly prepared to make decisions that are right for you and
your family!!
4.) CAN A
BUYER'S AGENT SHOW US PROPERTIES?
Yes, a Buyer's
Agent can show you every home listed in the Realtor's Multiple Listing
Service, MLS, FMLS, Bank or Corporate owned properties, and For Sale By Owner
properties. In addition, a Buyer's Representative can also show you
NEW construction homes and unlisted homes. When you find that special home,
we'll discuss the best strategy regarding negotiations, offers, counteroffers,
financing, inspections, and closing. We will help you prepare the offer with
the terms and stipulations weighed on your behalf. Our goal is to help you
get the best home for the least amount of money! For your convenience, we
will provide listings by email. We pride ourselves on repeat business and
hope you'll come to understand why.
5.) MUST
I SIGN A CONTRACT WITH A BUYER'S AGENT?
NO. Buyer's
Agency is NOT a contract. It is an agreement of written permission to
have a Real Estate Professional in your corner! Georgia Law only requires
written permission and the Buyer's Agency is minute to minute.... YOU
MUST BE SATISFIED or you can cancel the written agreement at any time in the
homebuying process.
