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Contact
Details:
Contact
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First Time Home Buyers Buying your first home can be a stressful event, but it doesn't have to be if you have experienced Buyers Agents who can assist you throughout the entire homebuying process. From start to finish we will educate you on what the necessary steps are to owning your first home! Eight steps to buying a home: 1.
Figure out how much you can afford
Step 1 - Figure out how much you can afford: What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. The calculators below can help, but it is best to visit a lender to find out for sure. Step 2 - Shop for a loan: Save money by doing your homework. Talk to our lenders, compare costs and interest rates, negotiate to get a better deal. Get pre-approved for a loan. Look for the best mortgage: shop, compare, negotiate. Let us help you! Step 3 - Learn about homebuying programs: FHA loan programs offer lower downpayments and are a good option for first-time homebuyers. Good Neighbor Next Door Program - for police officers, teachers, firefighters and emergency medical technicians. Step 4 - Shop for a home: That's where we come in - We can assist you and your family with your home search. Make a home-shopping check list and take this list with you when comparing homes. Start your Home Search here! Step 5 - Make an offer: Discuss the process with us. We will negotiate the best deal possible for you. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale. Step 6 - Get a home inspection: Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs. We recommend that you get one, it's worth the investment! Our Inspectors Step 7 - Shop for homeowners insurance: Lenders require that you have homeowners insurance. Be sure to shop around or ask us and we can refer you to some great companies that offer home insurance. 12 ways to lower your homeowners insurance costs Step 8 - Sign papers: You're finally ready to "close" on your dream home. We'll be at the Closing with you to ensure that all documents are correct! |